Kamis, 16 Juni 2011

Credit Card Interest Rate


Biar blog gue banyak yang baca, tentu gue harus ngasih ilmu yang berguna bagi nusa bangsa atau info yang berguna bagi nusa bangsa juga :p
So, gue kasih deh data bunga kartu kredit yang berhasil gue kumpulin dalam dua hari ini.
Note, kalo yang ada linknya, berarti data itu rasional n bisa anda cek sendiri. Kalo yang ga ada linknya berarti:
1. Gue tanya langsung ke cabang terdekat, atau
2. Penerbit kartu kredit ga nyediain info di website mereka n gue ga nemu cabang penerbit yang terdekat hehe.
Viel spaß beim Lesen.
Interest list:

Mandiri: 3,5%
http://www.mandirikartukredit.com/index.php/utama/terms.php

BCA: 3,5%  (in the website cannot be found)
http://pitoyo.com/mod.php?mod=publisher&op=viewarticle&artid=467

Citibank: 3,5%
https://www.citibank.co.id/IDGCB/APPS/portal/loadPopup.do?path=/promo/det/hit_bunga.htm&eOfferCode=CICHBLNAV

BRI: 2,85%  (in the website cannot be found)
sumber dari bertanya ke Bank BRI Cabang Jakarta Selatan

BNI: 2,95%
http://www.bni.co.id/KartuKredit/tabid/162/Default.aspx

HSBC: 3,5%
http://www.hsbc.co.id/1/2/personal_en_US/credit-cards/card-info/interest-calculation

ANZ Panin:         (in the website cannot be found)

BII: 3,5%; gestun: 4%
http://www.bii.co.id/index.asp?fl3nc=1¶m=c3Nob3c9c3RhdGljJnN1aWQ9MDAwMjAwMDAwMmE2

Permata Bank: 0%; 0,88%; 1,39% (there are many schematic interest methods)
http://www.permatabank.com/product/320/index.html

Standard Chartered: retail 3,59%, cash advance: 4%
http://www.standardchartered.com/id/personal-banking/credit-cards/classic-cards/en/

CIMB Niaga: retail 3,25%, cash advance 3,75%
http://www.cimbniaga.com/index.php?ch=gen_fee&pg=gen_fee_list&category=45:4

Note: all interests are in % per month value.

Minggu, 12 Juni 2011

Culture war

2011, in Jakarta theres so many foreign artist concert, like in Java Jazz Festival, Deftones, Justin Bieber, Avril Lavigne and many more. 
Gosh, wish i have a lots of money.
Dont forget about the KIMCHI Concert, consist of many Korean musicians sing their song, dancing held in 4th June 2011. 
Korean culture since i think 5 years ago enter Indonesia with the legendary "Winter Sonata" Korean drama. After that Indosiar found its viewers segment by playing K-drama like My Sassy Girl, Hotelier and many many drama titles.
Culture war? Yes! 
Dont forget other famous korean brands like Hyundai, KIA, Samsung, LG and Lejel Home Shopping. For Ssanyong, although its a koreans car brand, its engine used Mercedes-Benz engine.
Remember in the 70s, japan cars enter Indonesia and there was a riot named "Malary Tragedy"? the core of the story is about banning japanese cars in that time.
90s, remember the japanese drama? 
Or american drama like Beverly Hills 90210? Melrose Place?
Indias movies lined up in SCTV?
Vampire movies in Saturday morning in RCTI?
and in 2000 taiwanese drama F4? (sorry, i forgot The name) :p 
Dont forget the duet of Upin-Ipin from Malaysia.

How about our indonesian culture? Did our goverment promoted too? 
Yes, we have cultural mission went abroad, or did you remember about foreigners that studied our batik, gamelan and many of them?
Yup, we did!
Thats in the official ways, in "inofficial" ways, we had our musicians having concert abroad (Malaysia, Singapore or Hongkong).
In my opinion, this is the greatest culture war from our side. Some of the spectators are not Indonesians migrant workers.
Although the news is not so often, but still our musicians has a place in their fans heart outside Indonesia, shown as Indonesian musicians as nominees in Anugerah Planet Muzik, like this lonk below:
Happy reading.

http://rollingstone.co.id/read/2011/06/10/160712/1657767/1093/artis-artis-indonesia-meraih-nominasi-anugerah-planet-muzik-2011

Kamis, 09 Juni 2011

Mr marketing, Sumardy

Its been a loong long time that i've absent blogging world, now im back and lets get into it. Now lets talk about sumardy. 
This guy suddenly became famous about his advertisement company promotions methods by sending coffins to media companies.
He has twitter account http://mobile.twitter.com/sumarketer/about and he runs a marketing company named Buzz&Co.
He said that marketing method by advertisement is out of date. Through his book he wants to introduce "word of mouth" marketing. Book title is 'Rest in Peace Advertising Killed by Word Mouth Agency'

Now he's famous, not only in media, but also with police and book readers. He must be interogated for "unpleasant act" (tindakan tidak menyenangkan) and his books were sold.
Some media companies were reported him to the police, but one media denies for doing it (see link below):
http://megapolitan.kompas.com/read/2011/06/06/21491090/Tidak.Benar.Kompas.com.Laporkan.Sumardy

Well, new ideas at first are controversial, he should look for an marketing project to proove your hipothesis about the dead of advertising.
Welcome mr Sumardy :)